THE RIPPLE EFFECT OF FINANCIAL DECISIONS ™
Powered by The Five Decisions Framework ™
Mastering the Financial Decisions that Create Lasting Impact.
What We Do:
Guide You Through The 5 Major Financial Decisions.
It's important to understand the ripple effect of these decisions long-term and how they might affect your other major financial opportunities. By making the best decisions possible for your personal situation, the goal is to improve your retirement outcomes.
Our Approach
The First Step Is A Clear Understanding of Where You Are Financially And Where You Want To Be.
Our approach begins with listening! Understanding your current financial position and future goals. We then create a tailored roadmap, explain every step in plain language, and guide you through smart, actionable strategies that drive measurable financial results.
Home Ownership
When buying a home the question you need to ask is, "how much home can I buy versus how much home should I buy?" That decision can have a ripple effect on liquidity, funds for life insurance protection and reduced retirement funds.
Life Insurance
What would happen if you didn't make it home today? If you own a home you need life insurance to at least cover the mortgage. Term is inexpensive and permanent will always be there. Which is better for your situation?
Retirement Investing
Because this is a 30–40 year journey for most, even a small increase in interest can create a powerful ripple effect on your outcome. Are you in the best funds for your 401k and are you aware of all your options for your IRA's?
Surviving Retirement
Retirement survival is about replacing the income you were earning while working with guaranteed lifetime income from assets you've accumulated. What sources of guaranteed income will you have?
Estate Planning
Who will make these decisions? This is not the final step to be taken care of near the end. If you own a home or have a family no matter what age, you need an estate plan with a trust. Probate court should not make these decisions for you.
The ultimate goal of a comfortable Retirement comes from Better Decision Making.
Watch the Video that puts it all together.
Watch our Ripple Effect of Financial Decisions webinar recording to discover how strategic financial decision making, including debt, liability, risk and tax considerations, along with protection solutions can help you secure, sustain, and grow your portfolio in preparation for a relaxing and enjoyable retirement.
How We Work
Roadmap client success
Define Your Current Financial Situation.
Regardless of if you think it's good or bad, it's important to be judgement free and have a complete understanding of where you are now. In order to progress you have to have a baseline.
Imagine Where You'd Like To Be.
This step is about defining your goals and objectives given your current situation. We can model this through our proprietary software and get an objective view.
How Do We Get You There?
By making the best decisions possible for your situation, our objective is to help reach your financial goals and create a comfortable retirement.
Don Cooley
Investment Advisor Representative, Life/Annuity/Long Term Care Certified
Retirement Income Certified Professional (RICP)
303-596-6464
[email protected]
Availability
SERVICE SCHEDULE
Mon
8:30 am - 7:00 pm
Tue
8:30 am - 7:00 pm
Wed
8:30 am - 7:00 pm
Thu
8:30 am - 7:00 pm
Fri
8:30 am - 7:00 pm
enhance your financial journey
A well-managed financial portfolio is reflected in the decisions you make. Ensuring that those decisions not only make sense individually but that they take into consideration the long term ripple effect on the other major financial areas.
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